Nevada physician loan. Henderson modern home

All programs and guides on NV Doctors Loan

Complete directory of every program and scenario covered on NV Doctors Loan. Every page below covers a specific scenario, program, or sub-niche in depth. Talk to Mike if you'd rather skip the reading and just describe your situation.

Key takeaways

Nevada physician programs offer up to 100% financing, no PMI, and 5%-down options to $2M, with flexible student-debt and early-career underwriting.
A physician loan is a lender portfolio product, not Fannie Mae, Freddie Mac, FHA, or VA financing, its up-to-100% LTV and no-PMI terms are set by the lender (Sequoia guide v1.1), not agency guidelines.
Physician programs can qualify you on your documented IBR or PAYE student-loan payment; conventional loans instead count 1% of the balance (Fannie Mae B3-6-05) and FHA counts 0.5% of a $0-payment loan (HUD 4000.1).
Eligible degrees include MD, DO, DDS, DMD, DPM, OD, PharmD, DVM, and CRNA, set by the Sequoia Medical Professionals Program guide (v1.1, effective March 2, 2026), not by agency rules.
Nevada charges no state income tax (Nevada Constitution, Article 10) and caps annual property-tax increases at 3% on an owner-occupied primary home (NRS 361.4723).

Program figures verified July 2026, details change; confirm your scenario with us.

Programs and guides

25 pages

Español

1 page

Préstamo Médico en Las Vegas, 100% Financiamiento Sin PMI en Español

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